Decision-ready reporting
Get clean numbers, useful dashboards and the story behind your financial performance.
Virtual CFO services for Australian SMEs
Get the financial clarity to scale, without the full-time CFO salary.
Your Financial Controller gives growing businesses board-level guidance, decision-ready financials and a Chartered Accountant in their corner, without lock-in contracts.
- Weekly cash flow visibility and monthly board-level reviews
- Strategic guidance from Steven Richards, Chartered Accountant
- Scale support up or down as your business changes
Board-levelreporting and commercial guidance
Perth-basedteam, Australia-wide support
Nolock-in contracts or long commitments
Providing financial expertise to dozens of businesses Australia-wide
Why growing businesses choose YFC
Financial leadership that turns numbers into better decisions.
Get the reporting rhythm, cash flow visibility and strategic guidance to make better decisions before pressure builds.
Cash flow control
See what is coming, what needs attention and where growth may put pressure on runway.
Strategic advice
Use board-level thinking for pricing, margins, hiring, capital, systems and exit readiness.
Hands-on support
Weekly check-ins. Monthly board-level reviews. On-site when it matters.
Compare your options
When a bookkeeper is not enough, and a full-time CFO is too much.
YFC gives you senior financial leadership at a level that fits your stage, budget and appetite for change.
| Need | YFC Virtual CFO | Full-time CFO | Bookkeeper |
|---|---|---|---|
| Strategic financial leadership | Yes, on a flexible monthly basis | Yes, with salary and overhead | Limited |
| Cash flow and forecasting | Built into the engagement | Yes | Usually transaction focused |
| Board-level reporting | Monthly reviews and clear actions | Yes | Usually not |
| Commitment | No lock-in contracts | Employment commitment | Varies |
How it works
Three clear steps from financial noise to actionable control.
Health check
We review your current reporting, cash flow, systems and pressure points, then identify the fastest wins.
90-day clarity plan
You get a practical plan for reporting, forecasting, decision cadence and the support needed to execute.
Monthly CFO rhythm
YFC keeps the numbers moving, leads review conversations and helps you act before problems become expensive.
Is this for you?
Built for owners who need clearer numbers before the next big move.
YFC is a strong fit when financial decisions are getting bigger, but hiring a senior finance leader full-time does not yet make commercial sense.
- Your business is growing and cash flow is becoming harder to predict
- You are preparing for funding, acquisition, sale or a major operational change
- You need better reporting than your current systems or bookkeeping can provide
- You want a senior adviser who can challenge assumptions and guide action
Start with a practical review
Complete the quick form and get clear next steps.
Tell us where the pressure is showing up, cash flow, reporting, margins, systems or growth decisions. We will come back with a practical first conversation, not a sales script.
Client proof
Financial guidance business owners can act on with confidence.
Australian businesses trust YFC for practical advice, clearer reporting and calm financial leadership when decisions matter.
We now have monthly financial board reports with accurate figures which we find invaluable. By having the financial board reports, we can accurately set goals each month. As a result, we have been able to turn our previous year’s loss into a substantial profit.
Nathan FoncecaDirector and Shareholder,
IT Dynamics Pty Ltd
IT Dynamics Pty Ltd
Kevin has helped me understand what those decisions translate to in dollars, and showed how small changes make big outcomes. Now understanding what I was missing is so empowering and valuable, I tell anyone I can about Kevin and what his team does.
Shari ClarkCEO and Shareholder,
Bin Manager Pty Ltd
Bin Manager Pty Ltd
Our financial reporting has evolved from pure compliance to an extremely useful management tool. The monthly reporting pack provides great visibility and control over how the business is operating, and gives us the necessary information to make effective decisions.
Sam WillisCEO and Shareholder,
Checkside Group Pty Ltd
Checkside Group Pty Ltd
Common questions
Questions before you book?
Clear answers on fit, commitment, location and what happens after you enquire.
What does a Virtual CFO actually do?
A Virtual CFO gives you senior financial leadership without hiring one full-time. That can include cash flow forecasting, reporting, budgeting, board packs, systems improvement, profitability work and strategic advice.
How is this different from bookkeeping?
Bookkeeping records what happened. Virtual CFO support helps you understand what the numbers mean, what to do next and how to make better commercial decisions.
Do I need to be based in Perth?
No. YFC is Perth-based and works with businesses across Australia. On-site support is available when it matters.
Is there a lock-in contract?
No. The offer is designed for flexibility, so you can scale support up or down as your business changes.
What size business is this best for?
It is usually best suited to SMEs with growing complexity, typically around $1m to $20m in revenue, or businesses preparing for funding, exit, acquisition or operational change.
Will you work with our existing bookkeeper or accountant?
Yes. YFC can work alongside your current team to improve reporting, forecasting and decision support without disrupting what already works.
What happens in the free health check?
We discuss your current financial visibility, decision pressure points and what better CFO support could look like. You leave with clear next steps, even if you do not proceed.
How quickly can we start?
After the health check, YFC scopes the right level of support and agrees a practical starting rhythm with you.
Get control of the numbers before your next decision gets bigger.
Book a free CFO health check with YFC and find out what clearer reporting, stronger cash flow visibility and board-level guidance could change in your business.